How can we help you today?
Whether you're looking to recover outstanding payments or settle an existing balance, choose the option that best matches your needs.
Submit a Debt Recovery Claim
Recover unpaid invoices through our secure debt recovery platform. Submit your claim online, upload supporting documents, and track every stage of the recovery process.
- Submit Recovery Claims
- Upload Invoices & Documents
- Real-Time Case Tracking
- Professional Recovery Support
Make a Secure Payment
Review your case securely and complete your payment online using our trusted payment portal. Fast, simple, and completely secure.
- Secure Online Payments
- Multiple Payment Options
- Instant Payment Confirmation
- View Case Details
Your Recovery Journey
Whether you're looking to recover outstanding payments or
settle an
existing balance, choose the
option that best
matches your needs.
Instruction
Send us debt details and supporting documents.
Case Review
We verify the debt and review the debtor's financial position.
Formal Demand
We contact the debtor directly with a formal demand for payment.
Recovery
Escalation if required through further letters, visits, or solicitors.
Payment
Funds collected, fee deducted, balance paid to client.
Smarter Recovery,
Powered by AI
DEAR combines experienced commercial debt recovery practice with AI-assisted case analysis — helping us work faster, more accurately, and more thoroughly on every case.
Faster Case Review
Documents, invoices, and contracts reviewed quickly, so we act sooner and recover more.
Deeper Due Diligence
Instant company and credit checks, CCJ history, and comprehensive financial risk analysis.
Greater Accuracy
Precise interest calculations and careful cross-checking of every figure across all cases.
Professional Correspondence
Every letter properly drafted and grounded in the facts — consistent, credible, effective.
Start Your Recovery Journey
Recover outstanding payments with a few simple details.
No Win, No Fee. It's That Simple.
We only get paid if you get paid. No upfront charges, no administration fees, and no hidden costs.
Why Businesses Choose
D . E . A . R .
Experience a smarter, more transparent approach to debt recovery. DEAR combines professional recovery expertise with modern technology to give you complete visibility, faster communication, and greater control throughout the recovery process.
AI-Assisted Case Analysis
Backed by experienced human oversight — technology that makes our team sharper, not a replacement for expertise.
Thorough Due Diligence
Company checks, credit history, and CCJ searches performed on every case before we take action.
Clear, Direct Communication
By phone and email at every stage — you are never left wondering what is happening with your case.
No Win, No Fee
You only pay when you're paid. No upfront charges, no admin fees, and no hidden costs — ever.
Honest, Transparent Advice
If a debt looks genuinely unrecoverable, we will tell you — protecting your time and resources.
Estimate Your Recovery Costs
See an estimated recovery fee and potential
recovery value in just a
few clicks.
Estimate your recovery
Use the calculator below to see your estimated
fee and
expected recovery
you're owed. You only pay when you get paid.
How it works
Our team works to recover the debt on your behalf.
Our fee is a % of what we recover. No recovery — no fee.
The remaining balance is sent directly to you.
Your Estimate
You May Be Owed More Than The Invoice Amount
Under UK law, businesses are entitled to claim statutory interest and compensation on late commercial payments — on top of the original debt. We factor this into every case we pursue, at no extra cost to you.
The Sooner You Act, The Better Your Chances
Unpaid invoices become harder to recover the longer they're left. Acting early — before a debtor prioritises other creditors — gives you the strongest chance of getting paid in full.
Received A Letter From Us?
If you've received correspondence from DEAR regarding a debt, we'd encourage you to get in touch. If you believe the debt is incorrect or wish to discuss payment, contact us directly — we're happy to talk it through.
Have questions? we're here to help.
Find answers to common questions about our debt recovery services and secure online platform.
Contact us by filling out the contact form, phone or email. We’ll review your case and confirm next steps within 24 hours.
Invoices, contracts, correspondence with the debtor, and any evidence of the debt (delivery notes, signed agreements, etc.).
It depends on the debtor's response. Straightforward cases can resolve within days of the first letter; others may take longer if escalation is needed.
We keep you updated at every material stage by phone and email.
Online by card, using the case reference provided on their letter.
Have Questions? About Something?
Our team is always happy to help.